Most important interview questions and answer for banking aspirant

On the basis of the question asked in various banking examinterviews, we are presenting here the important questions along with the suitable answers.

You may expect the same questions in your interview, so prepare them carefully:

IBPS

Que: Introduce / Describe yourself?

Ans: Your answer should include the following details:

Personal Information (Your Name, Parents’ Designation etc.)

Education (Your Degrees, College and City Name)

Work Experience (if any)

Additional qualification or achievements (if any)

Your hobby (you are advised to develop at least one hobby as it considered a good practice)

Que: Why do you Want to Join Banking Sector?

Ans: In our country Banking is considered as one of the fastest growing sectors. It can offer several career opportunities.

Note: Kindly avoid answering like “banking is your childhood dreams”, “job security”, “big salary” etc.

Que: What are your weakness/Strength?

Ans: My strength is that I can make solutions to the problem and situations as per the need. I can motivate myself for any work involved that I get involved with.

My weakness is that I am habitual to complete my work by following proper rules and want to see others following the rules too. If anyone is not doing so, I may get irritated. But I promise I will make a solution to it soon.

Note: Make sure, you won’t reveal any weakness that may result in a bad impression. It's good if your weakness also gives a positive attitude towards your work.

Que: Introduce / Describe yourself?

Ans: Your answer should include the following details:

Personal Information (Your Name, Parents’ Designation etc.)

Education (Your Degrees, College and City Name)

Work Experience (if any)

Additional qualification or achievements (if any)

Your hobby (you are advised to develop at least one hobby as it considered a good practice)

Que: Why do you Want to Join Banking Sector?

Ans: In our country Banking is considered as one of the fastest growing sectors. It can offer several career opportunities.

Note: Kindly avoid answering like “banking is your childhood dreams”, “job security”, “big salary” etc.

Que: Will you leave this job if you get a better Job opportunity?

Ans: This is a common question asked nowadays in bank interviews if you have higher educational qualifications. Your answer should be as follows:

I believe in living a stable lifestyle rather changing it for small monetary benefits. And I find banking career as a good growth opportunity, so I will not quit this job.

Que: How your high studies & qualification is going to help us?

Ans: Candidates appearing for IBPS Interviews are from different fields that don’t provide them any knowledge regarding banking and finances. You can answer like:

My technical knowledge and skill will help me handle customers from these sectors.

I have good professional skills that will help me in managing team work.

I have good communication skills that will me in offering confident customer services.

Que: What are your weakness/Strength?

Ans: My strength is that I can make solutions to the problem and situations as per the need. I can motivate myself for any work involved that I get involved with.

Note: Make sure, you won’t reveal any weakness that may result in a bad impression. It's good if your weakness also gives a positive attitude towards your work.

Que: What qualities should one possess be a Bank officer? Do you think you have these qualities?

Ans: According to me a Banker should possess the following qualities:

Organized Mind

Good Communication Skills

Accuracy and Efficiency

Mathematical and Analytical Skills

Co-operative and Friendly Personality

Quick Learner

Leadership

Management

Alert and Awareness

Honesty and Integrity

All these qualities are very important. And I positively feel that I have these qualities with me and in the near future, I will be developing these qualities at a good level